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Glossary · Legal & insurance

What is Title insurance?

Title insurance protects you against losses from defects in a property's title, such as liens, fraud, or boundary issues.

Definition

When you buy a home, title insurance guards against problems with the property's legal ownership — including undisclosed liens, errors in public records, survey issues, or title fraud. It's a one-time premium paid at closing.

Unlike most insurance, it protects against issues that already exist but are discovered later. Lenders often require it, and many buyers add their own owner's policy for peace of mind.

When title insurance matters

  • Protecting against title fraud and hidden liens
  • Satisfying a lender's requirements
  • Buying with peace of mind
With Homeprint

How Homeprint helps with title insurance

Homeprint keeps your title insurance policy and closing documents secure and easy to find whenever you need them.

  • Keep every related document in one secure place
  • Track your home's value and finances over time
  • Stay connected with trusted neighbourhood experts

Title insurance — FAQ

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