Glossary · Legal & insurance
What is Lien?
A lien is a legal claim against a property for an unpaid debt, which can prevent a sale until it's resolved.
Definition
A lien gives a creditor a right to your property as security for a debt — common examples include mortgages, unpaid taxes, or contractor (mechanic's) liens for unpaid work. Liens must usually be cleared before a home can be sold or refinanced.
Knowing whether a property has liens is essential when buying. Title searches and title insurance help uncover and protect against them.
When lien matters
- Checking a property is free of claims before buying
- Resolving debts before selling
- Understanding contractor payment rights
With Homeprint
How Homeprint helps with lien
Keep contractor invoices and proof of payment in Homeprint to help avoid disputes that can lead to liens.
- Keep every related document in one secure place
- Track your home's value and finances over time
- Stay connected with trusted neighbourhood experts
Lien — FAQ
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