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Glossary · Legal & insurance

What is Reserve fund?

A reserve fund is money a condo or strata sets aside for major future repairs and replacements.

Definition

Also known as: Contingency fund

Part of your condo fees goes into the reserve fund, which pays for big-ticket items like roofs, elevators, or windows. A healthy reserve fund signals a well-managed building.

Before buying a condo, reviewing the reserve fund and its study helps you avoid surprise special assessments down the road.

When reserve fund matters

  • Assessing a condo's financial health
  • Avoiding surprise special assessments
  • Comparing buildings before buying
With Homeprint

How Homeprint helps with reserve fund

Homeprint keeps your condo documents organized so you can review them anytime.

  • Keep every related document in one secure place
  • Track your home's value and finances over time
  • Stay connected with trusted neighbourhood experts

Reserve fund — FAQ

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