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Glossary · Taxes

What is Land transfer tax?

Land transfer tax is a one-time tax paid when property ownership changes hands, usually by the buyer at closing.

Definition

Many provinces and municipalities charge a land transfer tax when you buy a home, calculated as a percentage of the purchase price. It's typically one of the larger closing costs.

Some areas offer rebates for first-time buyers. Factoring this tax into your budget early helps you avoid a surprise at closing.

When land transfer tax matters

  • Budgeting closing costs accurately
  • Checking eligibility for first-time buyer rebates
  • Comparing the true cost of a purchase
With Homeprint

How Homeprint helps with land transfer tax

Homeprint keeps your closing documents — including tax receipts — organized for budgeting and resale.

  • Keep every related document in one secure place
  • Track your home's value and finances over time
  • Stay connected with trusted neighbourhood experts

Land transfer tax — FAQ

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